Spending money doesn’t always come easy when you’re dedicated to early retirement. Since hopping on this bandwagon we have become increasingly more aware of where every dollar goes and where every dollar could go. In a concerted effort to retire in 2021, our household has cut all frivelous spending from our non-budget. Every frivelous expense is axed in an effort to pay off debt and increase investments. There are, however, a few exceptions…
A few weeks ago, my sister and niece stopped over to visit and we had a fabulous Sunday afternoon sprinkled with beer, cats and zombies. During that impromptu afternoon, I was invited to join them on a day trip to Philly to visit the Mutter Museum on Martin Luther King, Jr. Day. I was flattered that they thought their planned trip would be enhanced by my company. I told them I would think about it. As you know, Mr. MMM and I don’t do budgets, instead we analyze each and every expenditure.
My YES decision didn’t come lightly. Years ago, I would’ve jumped at the chance without giving it a second thought. After all, I had a good salary, I could afford it. Uh huh. Well, that was true when I was accepting the traditional retirement trajectory. I’d like to think I’ve matured since then.
“Memories light the corners of my mind. Misty water-colored memories of the way we were…” Oh Barbra Streisand!
And now, I’m showing my age. In my defense, this is a song my mother would play over and over again. I’m not that old 😛 Not that there is anything wrong with anyone who is 🙂
As cliche as those lyrics are, they’re true. Growing up, we were too poor to afford vacations. There were times we drove to the beach for one day. Six hours of our day was consumed by travel. But those days resulted in some of the best family memories I have. Vacations are expensive, but they make memories. They make memories with our loved ones. Isn’t one of the main goals of financial independence to free our time? Achieving financial independence will allow us to spend more of our time with the people we love, whether that be a spouse, a partner, a mother, a father, a son, a daughter, a cousin, or a friend. Yes, it also allows more time to pursue other passions, but in my opinion, the former trumps the latter.
I saw this opportunity to blow cash on a one day vacation as a way to spend precious time with my sister and niece. So I jumped on it! After deliberating for days upon days to decide if the cost was worth the experience, of course.
“Remember that freezing cold day we hopped a train to Philly and were fascinated by the gross exhibits at the Mutter Museum? Remember how many beers we had to drink afterwards to forget about our impending mortality? That day was so much fun!” -My Future Self
The Long Road To Financial Freedom
The road to financial freedom is long. We will get there, but we’ve also realized that we must make the years we spend getting there worth living. We certainly do not take EVERY opportunity to spend money. Instead, we choose to analyze each opportunity and determine if it’s worth our hard-earned money. Usually it’s not. Sometimes it is.
What do you spend money on that enhances your life?
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