CANCELLING CABLE WILL MAKE YOU A CONSUMMATE WEIRDO

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I’ll admit it, I like being a consummate weirdo – especially when it comes to not paying a ridiculous amount of cash for cable television. We decided to cut the cord over a year ago when I noticed cable was one of the biggest monthly expenses on our color-coded spreadsheet. Yikes!

First, we downgraded, not having the guts to take the prominent leap into cable-less living. Being hardcore Gen-Xers, we remember how cool we were when we first got cable as kids. If you weren’t watching Adam Curry on MTV after school, you weren’t cool.

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LEGIT REASONS YOU SHOULDN’T WANT THE CORNER OFFICE

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Growing up on the wrong side of the tracks in the right school district sparked a fire deep down inside my gut. I was one of the only poor kids in the district. That fire in my gut was the desire for MORE of everything than I had growing up.

Although my parent always made sure they had the basics covered – food, shelter, clothes, transportation – they never strived for higher incomes or the corner office. In a sense, they lived within their means. Unfortunately, their means were pretty low on the continuum scale. My father worked his entire life as a custodian and my mother was mostly a mother to 4 children, with a few work years sprinkled in here and there. Even though I wanted more than we had growing up, I was utterly clueless as to how to get from the Dog House to the Penthouse. Continue reading “LEGIT REASONS YOU SHOULDN’T WANT THE CORNER OFFICE”

Never Stop Being Dazzled by $20 – You Just Might End Up Rich

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When I was a kid I can remember getting ridiculously excited on Christmas Eve. My mom used to decorate our tiny house beautifully for the holidays. We’re talking all the 80s trimmings. We had a small, but perfect, Christmas tree with multi-colored lights. Yes, multi-colored lights. The big ones! One goes out, the rest stay lit, baby! We had garland adorning the trim. And we had a feast fit for Whoville. Oh, snap! Sure, I loved all the festivities and the food and the fun, but that’s not why I got excited. What I loved most of all about Christmas Eve was getting a crisp $20 bill from my aunt and uncle.   Continue reading “Never Stop Being Dazzled by $20 – You Just Might End Up Rich”

KILLER REASONS TO KEEP YOUR STARTER HOME

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There are few things in this world that make such a screaming statement about the person you are (or want to be) other than the house you live in or the car you drive.

These two high-ticket items allow you to shape the perception others have of you without having to utter a single word.  For the purpose of this analysis, we’re going to focus on your house.

Let’s face it, your house is THE LARGEST TANGIBLE ASSET you own, so you better make it count, right?
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Operating With An Attitude Of Gratitude On The Path To Financial Independence

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As much as we talk about financial independence and investing as much of our money as we possibly can so we can give the big send off to mega (and minor) corporations that are stealing our time, sometimes we forget to be thankful. I do an awful lot of typing into this computer screen about chasing early retirement and I, too, forget to take a step back and be grateful for everything I have TODAY. That includes my health, my family, my friends, my growing nest egg, and last but certainly not least, my mega corporation that makes it all possible.  Continue reading “Operating With An Attitude Of Gratitude On The Path To Financial Independence”

Fabulous Finance Ladies!

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It’s Friday, and since we celebrated International Women’s Day on Wednesday I’d like to take this opportunity to point my exceptional MMM readers in the direction of some fabulous finance lady bloggers! Due to the extremely ridiculous amount of talent out there by my fellow female bloggers, this is in no way an exhaustive list, rather a shout-out. Feel free to yell out type in your favorites in the comments! And without further ado… Continue reading “Fabulous Finance Ladies!”

Are Emergency Funds Awesome? Or For Suckers?

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We’ve all heard the financial gurus out there telling us we need 3 – 6 months worth of expenses, 8 months worth of expenses, and even up to 2 full years worth of expenses sitting in a safe, accessible account in the event of an emergency. I’d like to dissect this advice a bit and get to the bottom of where it comes from and why you should or shouldn’t follow it. Continue reading “Are Emergency Funds Awesome? Or For Suckers?”