Our Frugal Approach To Pet Ownership

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When Mr. MMM and I decided to get together it turned out to be a modern-day Brady bunch, except with pets. Okay, to be honest, I am the one who had 3 pets to his 1, but I’m not pointing fingers here. The bottom line is that, since marrying, we are now a 4-pet household. We didn’t exactly anticipate being outnumbered by our pets, but life does happen. Overall, we couldn’t be happier with our furry little family but they do come at a cost. Pets aren’t cheap, so I’d like to outline a few things we do to frugalize pet ownership. Continue Reading


Doing Your Own Taxes Isn’t As Scary As You Think

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Before graduating to full adulthood, I was terrified to do my own taxes. I wouldn’t even consider the idea. In fact, I felt like there was no way I could understand the process and no way I could get it right. Essentially, I thought I would end up being audited and thrown in jail if I tried to do any such thing. Do not pass Go, do not collect $200. You screwed up your taxes and we’re throwing away the key. False. This was my thought process throughout my entire 20s. Then I hit 30, split up with my fiance, and was starting my life over in an empty apartment with 4 lawn chairs. That’s a story for another time. You can actually listen to it here. The point is that when I re-booted my life, I had to start from scratch and I didn’t have extra money to go pay someone else to do my taxes for me, like I had done in the past without a second thought. I had 4 lawn chairs to my name for god’s sake. I had to figure everything out on my own for the first time in my life. I did. And it was totally fine.Continue Reading

Who’s Still Kicking @$$ And Taking Names in 2017?

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We’re closing in on the beginning of another new month in 2017, so I thought I’d write a post to talk about those New Year’s Resolutions we all made. So, how are ya’ll doing? Continue Reading

Why We Include Our Home’s Value In Our Net Worth

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One of the hottest debates in the personal finance space is whether or not the value of one’s home should be considered in a net worth calculation. There are people deeply rooted in both camps. We happen to be in the “we count it!” camp. But are we the exception, or the rule?   Continue Reading

Cars Drool And Cash Rules

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During the entire month of January, when Mr. MMM was across the country for work, I was at home filling his passenger side, rear tire up with air once a week. It had a nail in it, but I didn’t have time to deal with it with everything else I was taking care of during his absence. Ergo, I made sure to drive his car down to our local gas station every Saturday to pump in some glorious FREE air. But alas, every incredibly annoying act must come to an inevitable end. Conveniently, there is a local car garage right up the street from my place of employment. I recently drove it on in and told them I needed a tire repair. And then it happened.Continue Reading