Crush Your Student Loan Debt With This Simple Tool

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It doesn’t matter if you graduated college 10 years ago or 10 days ago, student loan debt can be suffocating. So, why am I talking to you about suffocating student loan debt? Because if you’re one of the many people who suffer from this affliction, I’m here to tell you there is a free, simple tool that will help you crush your debt faster than you ever thought possible. And that tool is LendEDU. Just what the heck is LendEDU? It’s a reputable online marketplace that will help you refinance in just minutes so you can finally crush your student loan debt for good.

When I graduated college, I walked away with $25,000 in student loan debt. Because I didn’t immediately make it a priority, it took me 15 years to pay off – not something I’m proud of. If you’re interested, read all about my debt repayment journey here.

To my credit, I did refinance and it did help, but did I get the BEST rate available? Probably not. It’s highly likely I could’ve saved a lot more money if I had just taken a few minutes to plug in my info at LendEDU. So, let’s cover just how easy it is for you to use LendEDU to refinance your student loan debt.

How Does It Work?


Pinerest Pin - student loan debtWhen you head over to the LendEDU website, you’ll want to navigate your way to the Student Loan Refinance tab where you’ll be met with a few questions about your specific financial situation. After you take a few minutes to answer the questions, LendEDU will populate your best offers.  And just what are some of the best offers out there? At the time of this writing, student loan interest rates are available as low as ~2.7%. Remember, lowering your interest rate, even by 1%, can save you tons of money over the long run.

They also have lenders offering both variable and fixed rates. Variable rates are usually lower than fixed rates, but they also come with more risk. Around these parts, we go with fixed rates – because you just never know what life is going to throw at you.

LendEDU doesn’t care if you have federal loans, private loans, or a combination of the two. No matter what your situation, they can likely help. Student loan refinancing can be done for loan amounts ranging from $5,000 to $300,000. Now that’s what I call options! And don’t worry, since LendEDU only does a soft inquiry, it won’t affect your credit score in any way.

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How Much Time Will It Take?


As I already mentioned several times, it really only takes two to three minutes (no joke) to answer all 10 questions. If you’re eligible, you’ll soon to greeted with your BEST options! Not only is it quick and easy, but it’s FREE. Do you really have a good excuse NOT to try LendEDU?

Ready to see how easy it is to crush your student loan debt? Head over to LendEDU now to check your offers for FREE!

Not Just For Student Loans


Mad Money Cat - student loan debt

Mad Money Cat had an academic scholarship. Full ride. #nostudentloanshere

LendEDU was started in 2014 and quickly garnered a topnotch reputation. Not surprisingly, LendEDU doesn’t just concentrate all its efforts on student loans, it also provides comparisons for the best personal loan rates and credit card offers based on the type of rewards you’re after.

Remember, as with anything, you should do your due diligence. Don’t forget to also check your local bank and credit union. Local establishments often offer very low-interest rates for qualifying applicants. LendEDU might be your best option, or it could be your bank down the street. Do your homework before committing to anything.

More LendEDU Details…

  • Student Loan Refinancing ranges from $5,000 – $300,000
  • Private Student Loan amounts are variable
  • Personal Loans range from $1,000 – $100,000
  • Credit Cards are offered based on preference (ex: balance transfers, hotels, travel, rewards, etc.)

Well, what are you waiting for? Head on over to LendEDU to see how much money you can save!


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Comments on this entry are closed.

  • Steve Poling Oct 10, 2017, 7:51 pm

    I believe all debt is risky. Variable-rate loans have the risk that the contract rate will increase to a point where you can no longer afford to make the payment (and thus go into default). However, when you enter into a variable-rate loan, the lender is required to disclose a “worst-case” example that tells how large the payment can increase and how soon that might be. If you can afford that worst-case payment in your current budget, then you can mitigate that risk by paying the larger amount right now (even though the loan calls for a smaller amount). Make sure the lender understands (and agrees up front) the difference is intended as an advance principal payment. This will save you the money of the lower interest rate, plus it gets you out of debt faster saving you even more interest expense.

    Of course, the best course of action is to never go into debt in the first place.

    • Mad Money Monster Oct 10, 2017, 7:54 pm

      I really like that last part about not going into debt in the first place. BUT, if you’re already in it, I do like your suggestion about going with the variable rate as long as you are aware of and are willing to pay the higher payment, should that happen – or just pay it the whole time to minimize the loan term and keep more cash in your pocket. Good call!

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