Invest Extra Cash Or Pay Off The Mortgage

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Last week I was reading all about how Mr. and Mrs. Our Next Life paid off their mortgage! Kudos to them. When I read that I suddenly felt this sense of urgency. We, too, are focusing on paying off our mortgage. In our household, we really value living debt-free. And yes, we know we have the potential to make much more money if we would keep our mortgage and invest our extra cash instead of throwing it against an already low-rate mortgage. We also know that there is a potential for us to NOT make as much money by investing and NOT paying off our low-rate mortgage. And so, the debate continues. Should you invest extra money or pay off your mortgage? In case you’re wondering, Our Next Life also did a similar post about this very topic. Check it out here!Continue Reading

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Online Dating on the Cheap

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Online dating doesn’t have to break the bank. In fact, it can be quite economical, depending on your style. Before I met Mr. MMM, I went out on about 104 first dates. The joke is that he was #105. Now, that is probably a bit of an exaggeration, but not by much. I dated frequently over the course of 3 years to find the perfect match. Because I had made some not-so-great dating decisions in the past, I was determined to make a good decision this time…especially with a daughter in tow. For your reading pleasure, I have taken it upon myself to compile a list of frugal online dating suggestions as well as complete a quasi-review of some of the top dating sites out there. And yes, I’ve just about experienced them all.Continue Reading

Friday Favorites

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It’s that time of the week when we like to send our readers to other sites so they can explore the absolute awesomeness our fellow personal finance bloggers have to offer! This week we’re showcasing Physician on Fire, Freedom is Groovy, and It’s a Kate Life!Continue Reading

Frugal Hacks To Live An Awesome Life

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Yep, that’s yours truly in the feature image using frugality to hack a damn good time. We love a dash a horror in our lives, so every fall we don’t miss a chance to hit our local haunted attraction. This is a planned event and since Mini is, well, Mini, we don’t bother with the actual hayride or haunted houses. Instead, we go for a Friday night dinner. We take $20 and load up on pizza, hot dogs, funnel cake, and hot chocolate. Yum! This place is a top-tier attraction so they have actors roaming the grounds, a nice picnic table area for resting and eating, live bands, and goofy stuff to do like the guillotine – for FREE! Makes for a great photo op, right? It’s planned, it’s inexpensive (I don’t like the word cheap), it’s fun, and we get to make some memories and snap some pictures. But this isn’t our only frugal hack for living an awesome life on less. Read on my frugal friends.Continue Reading

I Had $200 Left After Buying My House

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I warned you that before Mr. MMM and I met and decided to light ourselves on FIRE (figuratively speaking, of course) we made all the financial mistakes in the book. Lucky for you, earlier today I was scrolling through my mental roladex (do they still exist?) and found the file categorized One of the Dumbest Mistakes Ever. I decided I had to share this story with my readers so I can prove to them that making mistakes is normal, and making big mistakes doesn’t mean you’re financial future is doomed.Continue Reading