frugality

There it is again, that dirty little “F” word, Frugality. If you’re a regular reader, you already know that we embrace a frugal lifestyle and actually have fun with it. But frugality isn’t for everyone, and it’s not enough to enable you to achieve financial independence. We use it as a piece of our overall money plan, but [...]

Remember when you were a kid and you were afraid of the monster in the closet? Do you remember how you overcame that fear? I remember forcing myself to stay awake long past the point of exhaustion, as well as covering my head with the covers in the middle of a hot summer night. Not [...]

Now I understand you’re probably scratching your head; I mean c’mon, why the heck would anyone on the path to financial independence buy glasses when they don’t actually need them? The answer is simple. We spend plenty (read: a ton) of time staring at computer screens, iPad screens, iPhone screens – yeah, we still have iPhones [...]

Spring is just around the corner and that means that you’re probably starting to think about your summer vacation. I know I’ve certainly been hearing vacation rumblings around my office water cooler these days. Everyone seems to have a few ideas as to where they’d like to go and are trying to weigh the pros and [...]

When Mr. MMM and I decided to get together it turned out to be a modern-day Brady Bunch, except with pets. Okay, to be honest, I am the one who had 3 pets to his 1, but I’m not pointing fingers here. The bottom line is that, since marrying, we are now a 4-pet household. We [...]

Do you think you need to run out to a fancy shopping mall or designer store to adorn your home with the latest fashions? Much like buying clothes for yourself, your home should not be swapping outfits with the change of every season. I am here to tell you that it IS possible to have a [...]

That’s right. We’re unapologetically breaking bad. Breaking bad habits, that is. Of course we’re not slipping down a rabbit hole of dark, unlawful acts. What were you thinking? Sounds like someone watched one too many  episodes of a certain show about blue drugs and an ex-chemistry teacher. ;) In all seriousness, when Mr. MMM and I were [...]

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