Financial Freedom

That's right! We're reaching financial independence without riding our bikes to work. Ever. First of all, let me say that I am in awe of people who put this much effort into their financial independence journey. It's not only the effort that astounds me, it's also one's willingness to risk their life to reach financial independence [...]

Early retirement is all the buzz in the financial world lately. It seems like everywhere you turn there is someone who is smarter, faster, and hustling harder than you are. And on top of that, they're planning on retiring decades ahead of you. Obviously, they didn't screw up like you did and they must've had [...]

In this day and age, do parents have an obligation to teach their kids about money? I obviously think the answer is yes; however, since I'm a personal finance blogger, I'd say I'm a little biased. I understand that the topic of money has been, and still is in some circles, a taboo subject that [...]

  By definition, a windfall is a piece of unexpected fortune, typically involving money. Throughout your lifetime you can expect many windfalls of varying degrees. It's not a question of if you will be the beneficiary of such awesomeness, but rather, when. I've been fortunate enough to be blessed with quite a few windfalls in [...]

With all the buzz these days around personal finance and financial independence, it's no surprise that people think they'll actually be happier when they get there. But will they? I beg to differ. Everyone has their own reasons for wanting to reach that almighty goal. Maybe you grew up poor. Or, maybe you want to [...]

When I was a kid I can remember getting ridiculously excited on Christmas Eve. My mom used to decorate our tiny house beautifully for the holidays. We're talking all the 80s trimmings. We had a small, but perfect, Christmas tree with multi-colored lights. Yes, multi-colored lights. The big ones! One goes out, the rest stay [...]

As much as we talk about financial independence and investing as much of our money as we possibly can so we can give the big send off to mega (and minor) corporations that are stealing our time, sometimes we forget to be thankful. I do an awful lot of typing into this computer screen about chasing [...]

We started on our FIRE journey one year ago this month. Since then, we have paid off thousands of dollars in credit card and student loan debt and invested many more thousands in retirement accounts and a personal taxable account. How did we do this? We buckled down, threw our budget out the window and spent [...]

Last week I hit a BIG milestone.  I've been creeping towards this milestone for a couple of years now.  But last week, I HIT IT.  I am now contributing the maximum contribution to my 401k plan.  That's right.  $18,000/year is going into my retirement account (before the company match)!  A few weeks prior to bumping [...]

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