Frugal

We started on our FIRE journey one year ago this month. Since then, we have paid off thousands of dollars in credit card and student loan debt and invested many more thousands in retirement accounts and a personal taxable account. How did we do this? We buckled down, threw our budget out the window and spent [...]

HAPPY NEW YEAR!  No doubt you're seeking areas of your life to improve during 2016.  Am I right, or am I right?  :)  The first post of 2016 here at Mad Money Monster is going to explain how some people have become Super Savers.  Super Saver is a term that describes someone who is fanatical [...]

We would like to thank all of our readers for making our personal finance blogging experience AWESOME.  We're impressed at how quickly we have grown after only starting our online presence in late September of this year.  And for that, WE thank YOU!  To round out our year-o-frugality, we'd like to give you the gift [...]

Let me tell you a story.  Long, long ago, in a town just down the road, I was born into a lower-income family with parents who never graduated high school.  Although, we were immaculate and well taken care of, we lived quite modestly in our tiny house (actually a trailer, but tiny house sounds trendy [...]

This week I was talking with a colleague at work and realized that they spend $800 EVERY month on groceries.  WHAT?!?  They're a family of 4, but 2 of them are small children, and 1 child is breast feeding.  So, that's basically a family of 3.  And let's face it, little kids just don't eat [...]

Last week I hit a BIG milestone.  I've been creeping towards this milestone for a couple of years now.  But last week, I HIT IT.  I am now contributing the maximum contribution to my 401k plan.  That's right.  $18,000/year is going into my retirement account (before the company match)!  A few weeks prior to bumping [...]

As I was scouring the internet this week reading other financial blogs, I was excited to come across This One by our friends at How To Stuff Your Pig.  It's all about financial gift giving for children.  I was amazed that the very first suggestion is the EXACT one we will be doing for Mini [...]

The holiday shopping season is upon us, and here at Mad Money Monster we're trying to figure out how to save MORE money this month.  Craziness.  We've been going over our expenses with a fine-tooth-comb and feel as if there isn't much more fat to trim.  Having one foot firmly planted in the Spend Less [...]

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