A Tiny Freedom Gift

The best part about being on the road to early retirement is feeling a greater sense of financial freedom with each step. Each retirement contribution, each investment deposit, and each debt repayment is a tiny notch of freedom. Each step in the right financial direction allows us the opportunity to have more freedom with the money we earn. We had the opportunity to help a loved one last week because we have been actively making smart financial decisions. We were able to give a small gift that could’ve saved a life. A loved ones life.

My Mother

That loved one I’m talking about is my mother. My mother is 71 years old and lives alone on a fixed income like so many other people her age. A few weeks ago I noticed she had a small, discolored bump on her face. When I mentioned it, she brushed it off and said it’s just an age spot and that she’ll ask her doctor about it when she goes for her check-up in a month. After pressing her a bit, I told her I thought it looked bad enough to be something…bad. I encouraged her to make an appointment with a specialist before her check-up.

My mother didn’t want to make an appointment with a specialist because she couldn’t afford a specialist. She also hates to ask for help and was just planning on talking to her general practitioner about it next month. She had her check-up budgeted into next month’s money. She didn’t have extra cash for an appointment this month, too.

Because Mr. MMM and I have been making good financial choices, we were able to ease my mother’s mind by telling her we would cover any co-pay costs and medications she might need. Thankfully this put her mind at ease and she made the appointment. Within a week she had a procedure, including a biopsy. The diagnosis was squamous cell carcinoma. Squamous cell carcinoma is a highly treatable/curable cancer, if detected early. We are so very thankful we were able to get this diagnosis a whole month earlier than expected. This only happened because of our financial position.

Peace Of Mind

This was probably the biggest FIRE motivator we have experienced. Options. It felt so good to be in a position of power in this personal situation. It’s likely that my mother would have been fine waiting another month. I’m glad we’re in a position where we didn’t need to wait to find out. This is what makes the sacrifices worth it!

What have you been able to do with your extra cash flow?

  Bailey Gato BWAs always, Mad Money Cat encourages you to read Our Story and use the super convenient social media buttons to spread the LOVE!  Connect with us on Facebook, Twitter, and Instagram!  You can also Sign Up For Emails so you know exactly when we hit PUBLISH!

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Lisa is the creator and resident writer at Mad Money Monster. She's a mother, scientist, and financial guru on a mission to save Generation X from working until they die!

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17 comments… add one
  • Neil (@pretendtobepoor) Mar 16, 2016, 3:10 pm

    Wow, that’s so good you pressed the issue and offered help! We have made a priority of sponsoring children in poverty because what is a small sum to us can change an impoverished child’s whole life.

  • Claudia @ Two Cup House Mar 15, 2016, 7:43 pm

    Wow! You saved your mum. She is so lucky. Glad you were able to take such good care of her! 🙂

  • Linda Blaha Mar 14, 2016, 8:47 pm

    Your Mom is lucky to have both of you. It’s tough living on a fixed income; I resemble that. The amount of money it cost you is minor to the tremendous amount of relief your Mom received. She now can get a good night’s sleep. You’re compassion is heartwarming. Karma. Your Mom took care of you and now you have reciprocated. Great story!

    • Mad Money Monster Mar 15, 2016, 2:18 pm

      Absolutely! We love that we were in a position to help her out. It was a tiny gift from us, but it meant the world to my mom.

  • MrFireStation Mar 14, 2016, 5:46 pm

    We were able to pay off our parent’s mortgages a few years ago. Since we have siblings, we structured them as longer-term, no payment mortgages where we were “the bank”. It really helped their cash-flow and we will be paid back “someday” – when lifestyles change and the properties are sold. There is an awesome feeling in paying off your parent’s home.

    • Mad Money Monster Mar 15, 2016, 2:17 pm

      Wow! Now that is what I call financial freedom. Congratulations on that major accomplishment. I hope retirement treats you well!

  • tenleygwen Mar 14, 2016, 5:29 pm

    An important reminder of how powerful freedom can be!

  • kyounge Mar 14, 2016, 4:39 pm

    Thank you for sharing such an inspiring and personal story. “Options” definitely are one of the best things financial freedom can buy.

    • Mad Money Monster Mar 15, 2016, 2:16 pm

      The best part of financial freedom, in my opion, is the flexibility that comes along with it.

  • Encore Voyage Mar 14, 2016, 12:33 pm

    Success is being able to make the decisions you need to make. Congratulations! Thanks for sharing this!

  • Matt @ The Resume Gap Mar 14, 2016, 12:25 pm

    Wow, that’s a fantastic example of the benefits of saving and spending on real priorities. Glad you were able to do that for her.

  • The Personal Economist Mar 14, 2016, 6:31 am

    Lovely story. Past choices give you options and flexibility.

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